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Area data

Columbia, MD — ZIP 21045

Population: 40,034 (Census ACS)

Home values & appreciation

Median home value
$488,441
1-year appreciation
+0.2%
3-year appreciation
+5.8%
5-year appreciation
+17.8%
10-year appreciation
+47.9%
All-time peak (2025-03)
$490,580
House Price Index
367.5 (+0.7% YoY)

Market activity

Median sale price
$484,000
Median list price
$475,000
Median days on market
23.5 days
Sale-to-list ratio
102.5%
Active listings
57
1-year forecast
-0.2%
Days to pending
17 days
New listings (monthly)
49

Rents

Typical rent
$2,308/mo
1-year rent change
+4.2%
1BR fair-market rent
$1,437/mo
3BR fair-market rent
$2,216/mo

Affordability

Cost of living index (Above Average)
108.0 (100 = US avg)
Electricity rate (state-level)
19.5¢/kWh
Natural gas rate (state-level)
$16.10/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
11
Elementary schools
7
Middle schools
2
High schools
2

Natural hazards & flood risk

Overall hazard risk
Relatively Low
Top hazards
lightning, strongWind, winterWeather, drought, heatWave
FEMA flood zone
X
Flood risk level
Minimal

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
67.0°F
Average low
49.0°F
Annual precipitation
49.6 in
Annual snowfall
1.8 in

Air quality

Air quality rating
Good
Median AQI (annual)
38
Days with Good air quality
268
Days with Unhealthy air quality
3

Walkability & transit

Walkability index
12.8 / 20
Transit service frequency
1,061

Amenities

National parks within ~60 mi
58
Nearest national park
Baltimore-Washington Parkway (13 mi)
Nearest airport
Baltimore/Washington International Thurgood Marshall Airport (BWI) (9 mi)
Nearest major airport
Baltimore/Washington International Thurgood Marshall Airport (BWI) (9 mi)
Hospitals nearby (~15 mi)
28
Avg hospital rating
3.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Migration

Net migration
-1,315 tax filers

Housing stock

Median year housing built
1,978
Median annual property tax
$5,700
Mean commute to work
21 min
Households with broadband internet
89.8%

Employment & development

Total county employment
151,376
Average weekly wage
$1,643
Top industries (by employment)
Professional Services, Health Care, Wholesale Trade
Annual residential building permits (county)
592

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents