Area data
Charlotte, NC — ZIP 28278
Population: 37,420 (Census ACS)
Home values & appreciation
- Median home value
- $501,461
- 1-year appreciation
- -1.0%
- 3-year appreciation
- +3.4%
- 5-year appreciation
- +24.2%
- 10-year appreciation
- +84.4%
- All-time peak (2024-11)
- $509,886
- House Price Index
- 438.2 (+1.0% YoY)
Market activity
- Median sale price
- $575,000
- Median list price
- $599,900
- Median days on market
- 57 days
- Sale-to-list ratio
- 98.4%
- Active listings
- 220
- 1-year forecast
- +0.4%
- Days to pending
- 52 days
- New listings (monthly)
- 78
Rents
- Typical rent
- $1,856/mo
- 1-year rent change
- +0.4%
- 1BR fair-market rent
- $1,900/mo
- 3BR fair-market rent
- $2,560/mo
Affordability
- Cost of living index (Below Average)
- 92.5 (100 = US avg)
- Electricity rate (state-level)
- 14.0¢/kWh
- Natural gas rate (state-level)
- $16.40/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 5
- Elementary schools
- 5
- Middle schools
- 0
- High schools
- 0
- Charter schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Relatively High
- Top hazards
- hail, iceStorm, inlandFlooding, lightning, strongWind
- FEMA flood zone
- AE
- Flood risk level
- High
Climate (30-year normals)
- Average annual temperature
- 62.0°F
- Average high
- 73.0°F
- Average low
- 50.0°F
- Annual precipitation
- 43.7 in
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 51
- Days with Good air quality
- 174
Walkability & transit
- Walkability index
- 4.3 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 3
- Nearest national park
- Overmountain Victory National Historic Trail (21 mi)
- Nearest airport
- Charlotte Douglas International Airport (CLT) (7 mi)
- Nearest major airport
- Charlotte Douglas International Airport (CLT) (7 mi)
- Hospitals nearby (~15 mi)
- 6
- Avg hospital rating
- 3.4 / 5
- Solar radiation rating
- Good (4.5 kWh/m²/day)
Migration
- Net migration
- +2,576 tax filers
Housing stock
- Median year housing built
- 2,009
- Median annual property tax
- $3,215
- Mean commute to work
- 20 min
- Households with broadband internet
- 89.0%
Employment & development
- Total county employment
- 702,912
- Average weekly wage
- $1,647
- Top industries (by employment)
- Finance & Insurance, Professional Services, Accommodation & Food
- Annual residential building permits (county)
- 6,496
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →