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Area data

Panama City, FL — ZIP 32403

Population: 447 (Census ACS)

Home values & appreciation

House Price Index
542.2 (-2.6% YoY)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0

Natural hazards & flood risk

Overall hazard risk
Relatively Moderate
Top hazards
hurricane, lightning, tornado, coastalFlooding, coldWave

Climate (30-year normals)

Annual precipitation
68.0 in

Air quality

Air quality rating
Good
Median AQI (annual)
47
Days with Good air quality
214

Amenities

Nearest airport
Tyndall Air Force Base (PAM) (4 mi)
Nearest major airport
Tyndall Air Force Base (PAM) (4 mi)
Hospitals nearby (~15 mi)
6
Avg hospital rating
2.3 / 5
EV charging stations (within 10 mi)
48
Solar radiation rating
Good (5.0 kWh/m²/day)

Housing stock

Median year housing built
2,009
Households with broadband internet
63.4%

Employment & development

Total county employment
67,345
Average weekly wage
$954
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
205

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents