Area data
Palm harbor, FL — ZIP 34685
Population: 18,132 (Census ACS)
Home values & appreciation
- Median home value
- $483,791
- 1-year appreciation
- -2.9%
- 3-year appreciation
- -6.8%
- 5-year appreciation
- +18.2%
- 10-year appreciation
- +68.2%
- All-time peak (2024-05)
- $536,283
- House Price Index
- 542.2 (-2.6% YoY)
Market activity
- Median sale price
- $238,000
- Median list price
- $225,000
- Median days on market
- 124 days
- Sale-to-list ratio
- 94.7%
- Active listings
- 16
- 1-year forecast
- 0.0%
- Days to pending
- 80 days
- New listings (monthly)
- 26
Rents
- Typical rent
- $1,929/mo
- 1-year rent change
- -4.9%
- 1BR fair-market rent
- $2,050/mo
- 3BR fair-market rent
- $3,060/mo
Affordability
- Cost of living index (Above Average)
- 101.0 (100 = US avg)
- Electricity rate (state-level)
- 15.2¢/kWh
- Natural gas rate (state-level)
- $25.50/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 1
- Elementary schools
- 1
- Middle schools
- 0
- High schools
- 0
Natural hazards & flood risk
- Overall hazard risk
- Relatively High
- Top hazards
- coastalFlooding, coldWave, hurricane, lightning, tornado
- FEMA flood zone
- X
- Flood risk level
- Minimal
Climate (30-year normals)
- Annual precipitation
- 56.6 in
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 47
- Days with Good air quality
- 217
Walkability & transit
- Walkability index
- 9.2 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- De Soto National Memorial (40 mi)
- Nearest airport
- Clearwater Air Park (CLW) (9 mi)
- Nearest major airport
- Tampa International Airport (TPA) (13 mi)
- Hospitals nearby (~15 mi)
- 15
- Avg hospital rating
- 3.2 / 5
- EV charging stations (within 10 mi)
- 48
- Solar radiation rating
- Good (5.0 kWh/m²/day)
Migration
- Net migration
- +4,643 tax filers
Housing stock
- Median year housing built
- 1,992
- Median annual property tax
- $4,227
- Mean commute to work
- 20 min
- Households with broadband internet
- 88.3%
Employment & development
- Total county employment
- 410,654
- Average weekly wage
- $1,237
- Top industries (by employment)
- Health Care, Accommodation & Food, Professional Services
- Annual residential building permits (county)
- 1,120
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →