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Area data

Chattanooga, TN — ZIP 37412

Population: 21,864 (Census ACS)

Home values & appreciation

Median home value
$259,055
1-year appreciation
-2.3%
3-year appreciation
+4.3%
5-year appreciation
+29.2%
10-year appreciation
+105.5%
All-time peak (2025-05)
$265,765
House Price Index
475.9 (+0.5% YoY)

Market activity

1-year forecast
+0.8%
Days to pending
62 days
New listings (monthly)
27

Rents

Typical rent
$1,375/mo
1-year rent change
+0.7%
1BR fair-market rent
$1,260/mo
3BR fair-market rent
$1,730/mo

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
4
Elementary schools
2
Middle schools
1
High schools
1

Natural hazards & flood risk

Overall hazard risk
Relatively Moderate
Top hazards
iceStorm, inlandFlooding, lightning, strongWind, tornado

Climate (30-year normals)

Average annual temperature
62.0°F
Average high
73.0°F
Average low
52.0°F
Annual precipitation
55.3 in
Annual snowfall
3.3 in

Air quality

Air quality rating
Moderate
Median AQI (annual)
51
Days with Good air quality
175

Amenities

National parks within ~60 mi
3
Nearest national park
Chickamauga & Chattanooga National Military Park (5 mi)
Nearest airport
Chattanooga Metropolitan Airport (Lovell Field) (CHA) (3 mi)
Nearest major airport
Chattanooga Metropolitan Airport (Lovell Field) (CHA) (3 mi)
Hospitals nearby (~15 mi)
1,090
Avg hospital rating
3.1 / 5
EV charging stations (within 10 mi)
210
Solar radiation rating
Fair (4.3 kWh/m²/day)

Migration

Net migration
+2,003 tax filers

Housing stock

Median year housing built
1,964
Median annual property tax
$1,558
Mean commute to work
18 min
Households with broadband internet
75.5%

Employment & development

Total county employment
192,511
Average weekly wage
$1,212
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
1,044

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents