Area data
Germantown, TN — ZIP 38138
Population: 25,167 (Census ACS)
Home values & appreciation
- Median home value
- $440,153
- 1-year appreciation
- -1.8%
- 3-year appreciation
- -0.9%
- 5-year appreciation
- +13.0%
- 10-year appreciation
- +63.8%
- All-time peak (2024-06)
- $455,989
- House Price Index
- 475.9 (+0.5% YoY)
Market activity
- Median sale price
- $309,000
- Median list price
- $339,000
- Median days on market
- 54 days
- Sale-to-list ratio
- 96.2%
- Active listings
- 3
- 1-year forecast
- +0.2%
- Days to pending
- 51 days
- New listings (monthly)
- 40
Rents
- Typical rent
- $2,342/mo
- 1-year rent change
- +5.6%
- 1BR fair-market rent
- $1,680/mo
- 3BR fair-market rent
- $2,440/mo
Affordability
- Cost of living index (Below Average)
- 90.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $11.80/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 7
- Elementary schools
- 4
- Middle schools
- 1
- High schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Relatively High
- Top hazards
- coldWave, tornado, earthquake, heatWave, iceStorm
- FEMA flood zone
- X
- Flood risk level
- Minimal
Climate (30-year normals)
- Average annual temperature
- 62.0°F
- Average high
- 73.0°F
- Average low
- 51.0°F
- Annual precipitation
- 58.8 in
- Annual snowfall
- 4.3 in
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 52
- Days with Good air quality
- 155
Walkability & transit
- Walkability index
- 6.5 / 20
- Transit service frequency
- -99,999
Amenities
- Nearest airport
- Argonaut Airstrip (7 mi)
- Nearest major airport
- Memphis International Airport (MEM) (10 mi)
- Hospitals nearby (~15 mi)
- 16
- Avg hospital rating
- 2.8 / 5
- Solar radiation rating
- Fair (4.4 kWh/m²/day)
Migration
- Net migration
- -3,845 tax filers
Housing stock
- Median year housing built
- 1,979
- Median annual property tax
- $4,454
- Mean commute to work
- 16 min
- Households with broadband internet
- 86.7%
Employment & development
- Total county employment
- 427,155
- Average weekly wage
- $1,346
- Top industries (by employment)
- Health Care, Administrative Services, Accommodation & Food
- Annual residential building permits (county)
- 642
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →