Area data
Saint matthews, KY — ZIP 40206
Population: 20,161 (Census ACS)
Home values & appreciation
- Median home value
- $283,749
- 1-year appreciation
- -0.9%
- 3-year appreciation
- +6.1%
- 5-year appreciation
- +17.2%
- 10-year appreciation
- +58.6%
- All-time peak (2025-06)
- $287,064
- House Price Index
- 396.0 (+2.4% YoY)
Market activity
- Median sale price
- $274,500
- Median list price
- $307,250
- Median days on market
- 41 days
- Sale-to-list ratio
- 97.4%
- Active listings
- 93
- 1-year forecast
- +1.3%
- Days to pending
- 36 days
- New listings (monthly)
- 38
Rents
- Typical rent
- $1,379/mo
- 1-year rent change
- +1.0%
- 1BR fair-market rent
- $1,150/mo
- 3BR fair-market rent
- $1,790/mo
Affordability
- Cost of living index (Low)
- 88.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 8
- Elementary schools
- 4
- Middle schools
- 1
- High schools
- 0
Natural hazards & flood risk
- Overall hazard risk
- Relatively High
- Top hazards
- tornado, coldWave, heatWave, iceStorm, inlandFlooding
- FEMA flood zone
- AE
- Flood risk level
- High
Climate (30-year normals)
- Average annual temperature
- 59.0°F
- Average high
- 68.0°F
- Average low
- 49.0°F
- Annual precipitation
- 40.6 in
- Annual snowfall
- 3.9 in
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 55
- Days with Good air quality
- 123
- Days with Unhealthy air quality
- 1
Walkability & transit
- Walkability index
- 13.5 / 20
- Transit service frequency
- 376
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Abraham Lincoln Birthplace National Historical Park (47 mi)
- Nearest airport
- Bowman Field (LOU) (3 mi)
- Nearest major airport
- Bowman Field (LOU) (3 mi)
- Hospitals nearby (~15 mi)
- 1
- Avg hospital rating
- 5.0 / 5
- EV charging stations (within 10 mi)
- 20
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Migration
- Net migration
- -1,475 tax filers
Housing stock
- Median year housing built
- 1,957
- Median annual property tax
- $2,791
- Mean commute to work
- 17 min
- Households with broadband internet
- 78.8%
Employment & development
- Total county employment
- 437,295
- Average weekly wage
- $1,320
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 1,173
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →