Area data
Owensboro, KY — ZIP 42303
Population: 42,119 (Census ACS)
Home values & appreciation
- Median home value
- $219,888
- 1-year appreciation
- +3.0%
- 3-year appreciation
- +12.1%
- 5-year appreciation
- +31.2%
- 10-year appreciation
- +84.6%
- All-time peak (2026-07)
- $219,888
- House Price Index
- 396.0 (+2.4% YoY)
Market activity
- Median sale price
- $184,950
- Median list price
- $239,900
- Median days on market
- 72.5 days
- Sale-to-list ratio
- 93.2%
- 1-year forecast
- +2.1%
- Days to pending
- 45 days
- New listings (monthly)
- 56
Rents
- Typical rent
- $953/mo
- 1BR fair-market rent
- $876/mo
- 3BR fair-market rent
- $1,416/mo
Affordability
- Cost of living index (Low)
- 88.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 12
- Elementary schools
- 7
- Middle schools
- 2
- High schools
- 2
Natural hazards & flood risk
- Overall hazard risk
- Relatively Moderate
- Top hazards
- iceStorm, strongWind, winterWeather, coldWave, drought
- FEMA flood zone
- AE
- Flood risk level
- High
Climate (30-year normals)
- Average annual temperature
- 60.0°F
- Average high
- 69.0°F
- Average low
- 50.0°F
- Annual precipitation
- 40.3 in
- Annual snowfall
- 5.6 in
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 51
- Days with Good air quality
- 99
- Days with Unhealthy air quality
- 1
Walkability & transit
- Walkability index
- 8.0 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Lincoln Boyhood National Memorial (25 mi)
- Nearest airport
- Owensboro Daviess County Airport (OWB) (7 mi)
- Nearest major airport
- Owensboro Daviess County Airport (OWB) (7 mi)
- Hospitals nearby (~15 mi)
- 1
- Avg hospital rating
- 2.0 / 5
- Solar radiation rating
- Fair (4.2 kWh/m²/day)
Migration
- Net migration
- +25 tax filers
Housing stock
- Median year housing built
- 1,977
- Median annual property tax
- $1,723
- Mean commute to work
- 17 min
- Households with broadband internet
- 77.3%
Employment & development
- Total county employment
- 40,811
- Average weekly wage
- $1,020
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 198
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →