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Area data

Gary, IN — ZIP 46404

Population: 15,428 (Census ACS)

Home values & appreciation

Median home value
$97,431
1-year appreciation
+5.3%
3-year appreciation
+14.1%
5-year appreciation
+33.2%
10-year appreciation
+199.9%
All-time peak (2026-07)
$97,431
House Price Index
367.2 (+2.9% YoY)

Market activity

Median sale price
$137,000
Median list price
$129,950
Median days on market
63.5 days
Sale-to-list ratio
94.8%
Active listings
33
1-year forecast
+2.9%
Days to pending
88 days
New listings (monthly)
13

Rents

Typical rent
$1,390/mo
1-year rent change
+7.7%
1BR fair-market rent
$990/mo
3BR fair-market rent
$1,470/mo

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0

Natural hazards & flood risk

Overall hazard risk
Relatively High
Top hazards
coldWave, tornado, inlandFlooding, lightning, strongWind
FEMA flood zone
C
Flood risk level
Minimal

Climate (30-year normals)

Annual precipitation
43.8 in

Air quality

Air quality rating
Moderate
Median AQI (annual)
55
Days with Good air quality
125
Days with Unhealthy air quality
1

Walkability & transit

Walkability index
7.0 / 20
Transit service frequency
-99,999

Amenities

National parks within ~60 mi
2
Nearest national park
Pullman National Historical Park (14 mi)
Nearest airport
Gary/Chicago International Airport (GYY) (3 mi)
Nearest major airport
Gary/Chicago International Airport (GYY) (3 mi)
Hospitals nearby (~15 mi)
24
Avg hospital rating
2.1 / 5
EV charging stations (within 10 mi)
28
Solar radiation rating
Fair (3.9 kWh/m²/day)

Migration

Net migration
+154 tax filers

Housing stock

Median year housing built
1,958
Median annual property tax
$917
Mean commute to work
23 min
Households with broadband internet
71.0%

Employment & development

Total county employment
167,551
Average weekly wage
$1,153
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
1,605

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents