Area data
Elkhart, IN — ZIP 46514
Population: 42,389 (Census ACS)
Home values & appreciation
- Median home value
- $252,508
- 1-year appreciation
- +5.7%
- 3-year appreciation
- +14.1%
- 5-year appreciation
- +31.7%
- 10-year appreciation
- +101.4%
- All-time peak (2026-07)
- $252,508
- House Price Index
- 367.2 (+2.9% YoY)
Market activity
- Median sale price
- $195,000
- Median list price
- $165,000
- Median days on market
- 64 days
- Sale-to-list ratio
- 99.2%
- Active listings
- 1
- 1-year forecast
- +2.8%
- Days to pending
- 31 days
- New listings (monthly)
- 65
Rents
- Typical rent
- $1,331/mo
- 1-year rent change
- +8.8%
- 1BR fair-market rent
- $937/mo
- 3BR fair-market rent
- $1,502/mo
Affordability
- Cost of living index (Below Average)
- 90.5 (100 = US avg)
- Electricity rate (state-level)
- 16.2¢/kWh
- Natural gas rate (state-level)
- $11.50/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 12
- Elementary schools
- 8
- Middle schools
- 2
- High schools
- 2
Natural hazards & flood risk
- Overall hazard risk
- Relatively Moderate
- Top hazards
- coldWave, strongWind, tornado, hail, iceStorm
- FEMA flood zone
- AE
- Flood risk level
- High
Climate (30-year normals)
- Average annual temperature
- 53.0°F
- Average high
- 61.0°F
- Average low
- 44.0°F
- Annual precipitation
- 45.4 in
- Annual snowfall
- 30.3 in
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 44
- Days with Good air quality
- 228
- Days with Unhealthy air quality
- 2
Walkability & transit
- Walkability index
- 9.2 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Indiana Dunes National Park (58 mi)
- Nearest airport
- Elkhart Municipal Airport (EKI) (1 mi)
- Nearest major airport
- South Bend International Airport (SBN) (18 mi)
- Hospitals nearby (~15 mi)
- 1
- Avg hospital rating
- 4.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Migration
- Net migration
- -413 tax filers
Housing stock
- Median year housing built
- 1,977
- Median annual property tax
- $1,506
- Mean commute to work
- 20 min
- Households with broadband internet
- 73.1%
Employment & development
- Total county employment
- 122,926
- Average weekly wage
- $1,156
- Top industries (by employment)
- Health Care, Wholesale Trade, Accommodation & Food
- Annual residential building permits (county)
- 338
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →