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Area data

South bend, IN — ZIP 46635

Population: 6,410 (Census ACS)

Home values & appreciation

Median home value
$272,359
1-year appreciation
+7.3%
3-year appreciation
+18.4%
5-year appreciation
+42.8%
10-year appreciation
+119.6%
All-time peak (2026-07)
$272,359
House Price Index
367.2 (+2.9% YoY)

Market activity

Median sale price
$420,000
Median list price
$300,000
Median days on market
8.5 days
Sale-to-list ratio
98.2%
Active listings
3
1-year forecast
+2.9%
New listings (monthly)
12

Rents

2-bedroom fair-market rent (HUD reference)
$1,156/mo
3BR fair-market rent
$1,502/mo

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0

Natural hazards & flood risk

Overall hazard risk
Relatively Moderate
Top hazards
coldWave, hail, strongWind, tornado, heatWave
FEMA flood zone
AE
Flood risk level
High

Climate (30-year normals)

Average annual temperature
53.0°F
Average high
61.0°F
Average low
44.0°F
Annual precipitation
46.2 in
Annual snowfall
30.4 in

Air quality

Air quality rating
Moderate
Median AQI (annual)
51
Days with Good air quality
175
Days with Unhealthy air quality
2

Walkability & transit

Walkability index
5.8 / 20
Transit service frequency
-99,999

Amenities

National parks within ~60 mi
1
Nearest national park
Indiana Dunes National Park (47 mi)
Nearest airport
C. V. Airport (3 mi)
Nearest major airport
South Bend International Airport (SBN) (6 mi)
Hospitals nearby (~15 mi)
5
Avg hospital rating
3.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Migration

Net migration
-733 tax filers

Housing stock

Median year housing built
1,968
Median annual property tax
$2,031
Mean commute to work
17 min
Households with broadband internet
77.2%

Employment & development

Total county employment
108,928
Average weekly wage
$1,112
Top industries (by employment)
Health Care, Accommodation & Food, Education
Annual residential building permits (county)
270

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents