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Area data

Waterloo, IA — ZIP 50702

Population: 20,882 (Census ACS)

Home values & appreciation

Median home value
$151,571
1-year appreciation
-0.9%
3-year appreciation
+6.6%
5-year appreciation
+24.7%
10-year appreciation
+52.1%
All-time peak (2026-01)
$153,827
House Price Index
379.0 (+3.7% YoY)

Market activity

Median sale price
$190,000
Median list price
$185,000
Median days on market
10 days
Sale-to-list ratio
99.3%
Active listings
29
1-year forecast
+1.5%
Days to pending
18 days
New listings (monthly)
30

Rents

Typical rent
$888/mo
1-year rent change
+5.1%
1BR fair-market rent
$870/mo
3BR fair-market rent
$1,415/mo

Affordability

Cost of living index (Low)
89.5 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
4
Elementary schools
3
Middle schools
0
High schools
1

Natural hazards & flood risk

Overall hazard risk
Relatively Low
Top hazards
drought, strongWind, tornado, winterWeather, coldWave

Climate (30-year normals)

Annual precipitation
41.5 in

Air quality

Air quality rating
Moderate
Median AQI (annual)
53
Days with Good air quality
147
Days with Unhealthy air quality
3

Walkability & transit

Walkability index
7.5 / 20
Transit service frequency
-99,999

Amenities

Nearest airport
Flyers Airport (5 mi)
Nearest major airport
Waterloo Regional Airport (ALO) (8 mi)
Hospitals nearby (~15 mi)
1
Avg hospital rating
4.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Migration

Net migration
-466 tax filers

Housing stock

Median year housing built
1,959
Median annual property tax
$2,439
Mean commute to work
16 min
Households with broadband internet
73.6%

Employment & development

Total county employment
62,856
Average weekly wage
$1,142
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
166

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents