Area data
Saint cloud, MN — ZIP 56304
Population: 17,473 (Census ACS)
Home values & appreciation
- Median home value
- $273,406
- 1-year appreciation
- +0.9%
- 3-year appreciation
- +6.4%
- 5-year appreciation
- +17.0%
- 10-year appreciation
- +62.6%
- All-time peak (2026-03)
- $274,990
- House Price Index
- 429.3 (+3.3% YoY)
Market activity
- Median sale price
- $329,900
- Median list price
- $299,900
- Median days on market
- 40.5 days
- Sale-to-list ratio
- 99.7%
- Active listings
- 41
- 1-year forecast
- -0.3%
- New listings (monthly)
- 19
Rents
- Typical rent
- $1,204/mo
- 1-year rent change
- +5.2%
- 1BR fair-market rent
- $943/mo
- 3BR fair-market rent
- $1,529/mo
Affordability
- Cost of living index (Below Average)
- 90.0 (100 = US avg)
- Electricity rate (state-level)
- 15.8¢/kWh
- Natural gas rate (state-level)
- $11.00/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 2
- Elementary schools
- 2
- Middle schools
- 0
- High schools
- 0
Natural hazards & flood risk
- Overall hazard risk
- Relatively Low
- Top hazards
- strongWind, hail, lightning, tornado
- FEMA flood zone
- X
- Flood risk level
- Minimal
Climate (30-year normals)
- Average annual temperature
- 43.0°F
- Average high
- 53.0°F
- Average low
- 33.0°F
- Annual precipitation
- 30.2 in
- Annual snowfall
- 48.6 in
Walkability & transit
- Walkability index
- 4.2 / 20
- Transit service frequency
- -99,999
Amenities
- Nearest airport
- Saint Cloud Regional Airport (STC) (1 mi)
- Nearest major airport
- Saint Cloud Regional Airport (STC) (1 mi)
- Hospitals nearby (~15 mi)
- 3
- Avg hospital rating
- 4.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Migration
- Net migration
- +310 tax filers
Housing stock
- Median year housing built
- 1,980
- Median annual property tax
- $2,336
- Mean commute to work
- 21 min
- Households with broadband internet
- 68.2%
Employment & development
- Total county employment
- 23,082
- Average weekly wage
- $1,051
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 264
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →