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Area data

Saint charles, MO — ZIP 63303

Population: 46,089 (Census ACS)

Home values & appreciation

Median home value
$361,412
1-year appreciation
+1.8%
3-year appreciation
+6.8%
5-year appreciation
+24.1%
10-year appreciation
+68.4%
All-time peak (2026-07)
$361,412
House Price Index
403.5 (+4.3% YoY)

Market activity

Median sale price
$190,000
Median list price
$195,000
Median days on market
53 days
Sale-to-list ratio
99.1%
Active listings
24
1-year forecast
+1.3%
Days to pending
19 days
New listings (monthly)
67

Rents

Typical rent
$1,607/mo
1-year rent change
+3.4%
1BR fair-market rent
$1,220/mo
3BR fair-market rent
$1,920/mo

Affordability

Cost of living index (Low)
89.5 (100 = US avg)
Electricity rate (state-level)
13.5¢/kWh
Natural gas rate (state-level)
$14.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
7
Elementary schools
4
Middle schools
1
High schools
1

Natural hazards & flood risk

Overall hazard risk
Relatively Moderate
Top hazards
strongWind, coldWave, hail, inlandFlooding, lightning
FEMA flood zone
A10
Flood risk level
High

Climate (30-year normals)

Annual precipitation
45.8 in

Air quality

Air quality rating
Good
Median AQI (annual)
45
Days with Good air quality
156

Walkability & transit

Walkability index
7.8 / 20
Transit service frequency
-99,999

Amenities

National parks within ~60 mi
3
Nearest national park
Ulysses S Grant National Historic Site (17 mi)
Nearest airport
Creve Coeur Airport (2 mi)
Nearest major airport
Spirit of St Louis Airport (SUS) (8 mi)
Hospitals nearby (~15 mi)
23
Avg hospital rating
3.2 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Migration

Net migration
+810 tax filers

Housing stock

Median year housing built
1,989
Median annual property tax
$3,416
Mean commute to work
18 min
Households with broadband internet
86.1%

Employment & development

Total county employment
143,570
Average weekly wage
$1,124
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
1,399

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents