Area data
Saint joseph, MO — ZIP 64504
Population: 10,068 (Census ACS)
Home values & appreciation
- Median home value
- $137,267
- 1-year appreciation
- -0.4%
- 3-year appreciation
- +13.1%
- 5-year appreciation
- +22.7%
- 10-year appreciation
- +52.2%
- All-time peak (2026-02)
- $139,893
- House Price Index
- 403.5 (+4.3% YoY)
Market activity
- Median sale price
- $135,000
- Median list price
- $137,000
- Median days on market
- 34 days
- Sale-to-list ratio
- 97.1%
- Active listings
- 17
- 1-year forecast
- +1.5%
- New listings (monthly)
- 14
Rents
- 2-bedroom fair-market rent (HUD reference)
- $1,028/mo
- 3BR fair-market rent
- $1,337/mo
Affordability
- Cost of living index (Low)
- 89.5 (100 = US avg)
- Electricity rate (state-level)
- 13.5¢/kWh
- Natural gas rate (state-level)
- $14.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 3
- Elementary schools
- 2
- Middle schools
- 0
- High schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Relatively Low
- Top hazards
- strongWind, coldWave, drought, hail, heatWave
- FEMA flood zone
- B
- Flood risk level
- Moderate
Climate (30-year normals)
- Average annual temperature
- 54.0°F
- Average high
- 65.0°F
- Average low
- 43.0°F
- Annual precipitation
- 35.6 in
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 48
- Days with Good air quality
- 196
Walkability & transit
- Walkability index
- 12.2 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Harry S Truman National Historic Site (57 mi)
- Nearest airport
- Rosecrans Memorial Airport (STJ) (6 mi)
- Nearest major airport
- Rosecrans Memorial Airport (STJ) (6 mi)
- Hospitals nearby (~15 mi)
- 2
- Avg hospital rating
- 4.0 / 5
- Solar radiation rating
- Fair (4.2 kWh/m²/day)
Migration
- Net migration
- -244 tax filers
Housing stock
- Median year housing built
- 1,958
- Median annual property tax
- $879
- Mean commute to work
- 17 min
- Households with broadband internet
- 55.6%
Employment & development
- Total county employment
- 39,885
- Average weekly wage
- $1,112
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 32
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →