Area data
Saint joseph, MO — ZIP 64505
Population: 14,107 (Census ACS)
Home values & appreciation
- Median home value
- $225,519
- 1-year appreciation
- +6.9%
- 3-year appreciation
- +19.8%
- 5-year appreciation
- +33.5%
- 10-year appreciation
- +82.4%
- All-time peak (2026-05)
- $226,342
- House Price Index
- 403.5 (+4.3% YoY)
Market activity
- Median sale price
- $205,000
- Median list price
- $229,900
- Median days on market
- 37 days
- Sale-to-list ratio
- 98.3%
- Active listings
- 46
- 1-year forecast
- +1.9%
- Days to pending
- 41 days
- New listings (monthly)
- 17
Rents
- 2-bedroom fair-market rent (HUD reference)
- $1,028/mo
- 3BR fair-market rent
- $1,337/mo
Affordability
- Cost of living index (Low)
- 89.5 (100 = US avg)
- Electricity rate (state-level)
- 13.5¢/kWh
- Natural gas rate (state-level)
- $14.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 6
- Elementary schools
- 4
- Middle schools
- 1
- High schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Relatively Low
- Top hazards
- strongWind, coldWave, drought, hail, heatWave
- FEMA flood zone
- A08
- Flood risk level
- High
Climate (30-year normals)
- Average annual temperature
- 79.0°F
- Average high
- 80.0°F
- Average low
- 78.0°F
- Annual precipitation
- 48.3 in
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 48
- Days with Good air quality
- 196
Walkability & transit
- Walkability index
- 4.8 / 20
- Transit service frequency
- -99,999
Amenities
- Nearest airport
- Rosecrans Memorial Airport (STJ) (7 mi)
- Nearest major airport
- Rosecrans Memorial Airport (STJ) (7 mi)
- Hospitals nearby (~15 mi)
- 339
- Avg hospital rating
- 3.0 / 5
- Solar radiation rating
- Fair (4.2 kWh/m²/day)
Migration
- Net migration
- -244 tax filers
Housing stock
- Median year housing built
- 1,963
- Median annual property tax
- $1,404
- Mean commute to work
- 15 min
- Households with broadband internet
- 68.8%
Employment & development
- Total county employment
- 39,885
- Average weekly wage
- $1,112
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 32
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →