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Area data

Santa Cruz, CA — ZIP 95064

Population: 10,168 (Census ACS)

Home values & appreciation

Median home value
$688,403
1-year appreciation
+12.1%
3-year appreciation
-0.5%
5-year appreciation
-12.7%
10-year appreciation
+0.2%
All-time peak (2019-05)
$839,928
House Price Index
417.4 (-0.8% YoY)

Market activity

1-year forecast
+0.1%

Affordability

Cost of living index (High)
113.3 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Natural hazards & flood risk

Overall hazard risk
Relatively High
Top hazards
drought, earthquake, inlandFlooding, landslide, heatWave

Climate (30-year normals)

Annual precipitation
15.0 in

Air quality

Air quality rating
Good
Median AQI (annual)
36
Days with Good air quality
300

Amenities

National parks within ~60 mi
2
Nearest national park
Eugene O'Neill National Historic Site (58 mi)
Nearest airport
Bonny Doon Village Airport (7 mi)
Nearest major airport
Norman Y. Mineta San Jose International Airport (SJC) (27 mi)
Hospitals nearby (~15 mi)
1,090
Avg hospital rating
3.1 / 5
EV charging stations (within 10 mi)
105
Solar radiation rating
Good (4.8 kWh/m²/day)

Migration

Net migration
-1,763 tax filers

Housing stock

Median year housing built
1,980
Median annual property tax
$3,769
Mean commute to work
19 min
Households with broadband internet
56.8%

Employment & development

Total county employment
85,542
Average weekly wage
$1,194
Top industries (by employment)
Health Care, Accommodation & Food, Agriculture
Annual residential building permits (county)
143

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents