Area data
Oak harbor, WA — ZIP 98277
Population: 40,917 (Census ACS)
Home values & appreciation
- Median home value
- $536,001
- 1-year appreciation
- +1.6%
- 3-year appreciation
- +4.3%
- 5-year appreciation
- +12.6%
- 10-year appreciation
- +80.8%
- All-time peak (2026-03)
- $540,529
- House Price Index
- 588.1 (+2.2% YoY)
Market activity
- Median sale price
- $361,500
- Median list price
- $465,000
- Median days on market
- 14 days
- Sale-to-list ratio
- 99.3%
- Active listings
- 6
- 1-year forecast
- -1.0%
- Days to pending
- 31 days
- New listings (monthly)
- 56
Rents
- Typical rent
- $1,966/mo
- 1-year rent change
- +4.6%
- 1BR fair-market rent
- $1,354/mo
- 3BR fair-market rent
- $2,183/mo
Affordability
- Cost of living index (Above Average)
- 107.5 (100 = US avg)
- Electricity rate (state-level)
- 13.1¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 13
- Elementary schools
- 5
- Middle schools
- 2
- High schools
- 2
Natural hazards & flood risk
- Overall hazard risk
- Relatively Low
- Top hazards
- landslide, coastalFlooding, earthquake, iceStorm
- FEMA flood zone
- AE
- Flood risk level
- High
Climate (30-year normals)
- Annual precipitation
- 27.6 in
Walkability & transit
- Walkability index
- 9.2 / 20
- Transit service frequency
- 233
Amenities
- National parks within ~60 mi
- 5
- Nearest national park
- Ebey's Landing National Historical Reserve (8 mi)
- Nearest airport
- Whidbey Island Naval Air Station (Ault Field) (NUW) (3 mi)
- Nearest major airport
- Whidbey Island Naval Air Station (Ault Field) (NUW) (3 mi)
- Hospitals nearby (~15 mi)
- 2
- Avg hospital rating
- 3.0 / 5
- Solar radiation rating
- Poor (3.4 kWh/m²/day)
Migration
- Net migration
- +111 tax filers
Housing stock
- Median year housing built
- 1,990
- Median annual property tax
- $3,744
- Mean commute to work
- 19 min
- Households with broadband internet
- 81.9%
Employment & development
- Total county employment
- 13,482
- Average weekly wage
- $966
- Top industries (by employment)
- Accommodation & Food, Health Care, Construction
- Annual residential building permits (county)
- 250
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →