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FL area data

Chipley, FL

Chipley, FL.

Population: 17,950 (Census ACS)

Home values & appreciation

Median home value
$232,118
1-year appreciation
+0.5%
3-year appreciation
+3.5%
5-year appreciation
+19.9%
10-year appreciation
+113.9%
All-time peak (2025-03)
$234,455
House Price Index
542.2 (-2.6% YoY)

Market activity

Days to pending
95 days
New listings (monthly)
21

Affordability

Cost of living index (Above Average)
101.0 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
7
Elementary schools
1
Middle schools
1
High schools
2

Natural hazards & flood risk

Overall hazard risk
Relatively Low
Top hazards
hurricane, lightning, tornado

Climate (30-year normals)

Annual precipitation
65.3 in

Amenities

Nearest airport
Hartzog Field (6 mi)
Nearest major airport
Northwest Florida Beaches International Airport (ECP) (24 mi)
Hospitals nearby (~15 mi)
1
Avg hospital rating
1.0 / 5
Solar radiation rating
Good (4.7 kWh/m²/day)

Migration

Net migration
+170 tax filers

Housing stock

Median year housing built
1,990
Median annual property tax
$858
Mean commute to work
33 min
Households with broadband internet
37.3%

Employment & development

Total county employment
4,282
Average weekly wage
$782
Top industries (by employment)
Accommodation & Food, Construction, Professional Services
Annual residential building permits (county)
217

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents