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IA area data

Bernard, IA

Bernard, IA.

Population: 1,305 (Census ACS)

Home values & appreciation

Median home value
$301,219
1-year appreciation
+7.9%
3-year appreciation
+18.9%
5-year appreciation
+35.6%
10-year appreciation
+82.5%
All-time peak (2026-07)
$301,219
House Price Index
379.0 (+3.7% YoY)

Market activity

1-year forecast
+2.9%
New listings (monthly)
3

Affordability

Cost of living index (Low)
89.5 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Natural hazards & flood risk

Overall hazard risk
Relatively Low
Top hazards
coldWave, drought, hail, strongWind, tornado

Climate (30-year normals)

Annual precipitation
43.0 in

Amenities

National parks within ~60 mi
2
Nearest national park
Herbert Hoover National Historic Site (53 mi)
Nearest airport
Kleis Airport (6 mi)
Nearest major airport
Dubuque Regional Airport (DBQ) (9 mi)
Hospitals nearby (~15 mi)
1,090
Avg hospital rating
3.1 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Migration

Net migration
-166 tax filers

Housing stock

Median year housing built
1,973
Median annual property tax
$1,841
Households with broadband internet
71.1%

Employment & development

Total county employment
53,875
Average weekly wage
$1,112
Top industries (by employment)
Health Care, Finance & Insurance, Accommodation & Food
Annual residential building permits (county)
148

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents