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IA area data

Carter lake, IA

Carter lake, IA.

Population: 3,767 (Census ACS)

Home values & appreciation

Median home value
$213,858
1-year appreciation
+4.5%
3-year appreciation
+16.1%
5-year appreciation
+36.3%
10-year appreciation
+85.0%
All-time peak (2026-06)
$213,908
House Price Index
379.0 (+3.7% YoY)

Market activity

Median sale price
$221,250
Median list price
$215,000
Median days on market
32.5 days
Sale-to-list ratio
100.0%
Active listings
5
1-year forecast
+1.4%
New listings (monthly)
5

Rents

2-bedroom fair-market rent (HUD reference)
$1,340/mo
3BR fair-market rent
$1,780/mo

Affordability

Cost of living index (Low)
89.5 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0

Natural hazards & flood risk

Overall hazard risk
Relatively Low
Top hazards
hail, strongWind, tornado, coldWave, drought
FEMA flood zone
X
Flood risk level
Minimal

Climate (30-year normals)

Average annual temperature
53.0°F
Average high
63.0°F
Average low
42.0°F
Annual precipitation
32.5 in
Annual snowfall
26.5 in

Air quality

Air quality rating
Good
Median AQI (annual)
49
Days with Good air quality
64
Days with Unhealthy air quality
1

Walkability & transit

Walkability index
7.5 / 20
Transit service frequency
-99,999

Amenities

National parks within ~60 mi
1
Nearest national park
Lewis & Clark National Historic Trail (2 mi)
Nearest airport
Eppley Airfield (OMA) (2 mi)
Nearest major airport
Eppley Airfield (OMA) (2 mi)
Hospitals nearby (~15 mi)
14
Avg hospital rating
4.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Migration

Net migration
-80 tax filers

Housing stock

Median year housing built
1,969
Median annual property tax
$2,478
Households with broadband internet
74.8%

Employment & development

Total county employment
34,348
Average weekly wage
$1,031
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
98

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents