IA area data
Spirit lake, IA
Spirit lake, IA.
Population: 8,653 (Census ACS)
Home values & appreciation
- Median home value
- $412,824
- 1-year appreciation
- +2.5%
- 3-year appreciation
- +8.4%
- 5-year appreciation
- +30.1%
- 10-year appreciation
- +62.4%
- All-time peak (2026-07)
- $412,824
- House Price Index
- 379.0 (+3.7% YoY)
Market activity
- Median sale price
- $424,000
- Median list price
- $774,000
- Median days on market
- 47 days
- Sale-to-list ratio
- 97.6%
- Active listings
- 10
- 1-year forecast
- +2.4%
- New listings (monthly)
- 32
Rents
- 2-bedroom fair-market rent (HUD reference)
- $1,088/mo
- 3BR fair-market rent
- $1,415/mo
Affordability
- Cost of living index (Low)
- 89.5 (100 = US avg)
- Electricity rate (state-level)
- 13.7¢/kWh
- Natural gas rate (state-level)
- $10.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 3
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Very Low
- Top hazards
- iceStorm, winterWeather
- FEMA flood zone
- X
- Flood risk level
- Minimal
Climate (30-year normals)
- Average annual temperature
- 46.0°F
- Average high
- 55.0°F
- Average low
- 37.0°F
- Annual precipitation
- 30.3 in
- Annual snowfall
- 44.6 in
Walkability & transit
- Walkability index
- 10.3 / 20
- Transit service frequency
- -99,999
Amenities
- Nearest airport
- Spirit Lake Municipal Airport (RTL) (5 mi)
- Hospitals nearby (~15 mi)
- 1
- Avg hospital rating
- 2.0 / 5
- Solar radiation rating
- Fair (3.9 kWh/m²/day)
Migration
- Net migration
- +110 tax filers
Housing stock
- Median year housing built
- 1,979
- Median annual property tax
- $2,472
- Mean commute to work
- 14 min
- Households with broadband internet
- 72.2%
Employment & development
- Total county employment
- 8,985
- Average weekly wage
- $854
- Top industries (by employment)
- Accommodation & Food, Administrative Services, Health Care
- Annual residential building permits (county)
- 49
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →