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IL area data

Waterloo, IL

Waterloo, IL.

Population: 18,208 (Census ACS)

Home values & appreciation

Median home value
$334,210
1-year appreciation
+3.7%
3-year appreciation
+17.2%
5-year appreciation
+28.9%
10-year appreciation
+66.1%
All-time peak (2026-04)
$337,190
House Price Index
325.3 (+6.1% YoY)

Market activity

Median sale price
$320,000
Median days on market
17 days
Sale-to-list ratio
98.5%
1-year forecast
+1.3%
Days to pending
60 days
New listings (monthly)
22

Rents

2-bedroom fair-market rent (HUD reference)
$1,050/mo
3BR fair-market rent
$1,350/mo

Affordability

Cost of living index (Average)
97.3 (100 = US avg)
Electricity rate (state-level)
17.7¢/kWh
Natural gas rate (state-level)
$11.30/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
6
Elementary schools
3
Middle schools
1
High schools
2

Natural hazards & flood risk

Overall hazard risk
Very Low
Top hazards
heatWave, strongWind
FEMA flood zone
A19
Flood risk level
High

Climate (30-year normals)

Annual precipitation
47.2 in

Walkability & transit

Walkability index
10.2 / 20
Transit service frequency
-99,999

Amenities

National parks within ~60 mi
3
Nearest national park
Ulysses S Grant National Historic Site (20 mi)
Nearest airport
Flight Park Inc Airport (8 mi)
Nearest major airport
Scott AFB/Midamerica Airport (BLV) (24 mi)
Hospitals nearby (~15 mi)
4
Avg hospital rating
3.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Migration

Net migration
+93 tax filers

Housing stock

Median year housing built
1,991
Median annual property tax
$4,556
Mean commute to work
26 min
Households with broadband internet
78.4%

Employment & development

Total county employment
7,262
Average weekly wage
$861
Top industries (by employment)
Accommodation & Food, Health Care, Administrative Services
Annual residential building permits (county)
58

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents