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IN area data

Waterloo, IN

Waterloo, IN.

Population: 4,104 (Census ACS)

Home values & appreciation

Median home value
$257,506
1-year appreciation
+7.0%
3-year appreciation
+22.8%
5-year appreciation
+39.0%
10-year appreciation
+107.7%
All-time peak (2026-07)
$257,506
House Price Index
367.2 (+2.9% YoY)

Market activity

Median sale price
$276,575
Median list price
$347,450
Median days on market
29.5 days
Sale-to-list ratio
98.9%
Active listings
2
1-year forecast
+3.8%
New listings (monthly)
6

Rents

2-bedroom fair-market rent (HUD reference)
$1,156/mo
3BR fair-market rent
$1,502/mo

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1

Natural hazards & flood risk

Overall hazard risk
Very Low
Top hazards
strongWind, tornado

Climate (30-year normals)

Annual precipitation
38.0 in

Walkability & transit

Walkability index
3.5 / 20
Transit service frequency
-99,999

Amenities

Nearest airport
Walker/Rowe Waterloo Airport (2 mi)
Nearest major airport
Fort Wayne International Airport (FWA) (34 mi)
Hospitals nearby (~15 mi)
6
Avg hospital rating
3.5 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Migration

Net migration
+124 tax filers

Housing stock

Median year housing built
1,981
Median annual property tax
$1,285
Mean commute to work
24 min
Households with broadband internet
59.3%

Employment & development

Total county employment
19,703
Average weekly wage
$1,228
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
116

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents