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KY area data

Ferguson, KY

Ferguson, KY.

Population: 897 (Census ACS)

Home values & appreciation

Median home value
$162,721
1-year appreciation
-3.3%
3-year appreciation
-0.7%
5-year appreciation
+13.7%
All-time peak (2025-04)
$173,167
House Price Index
396.0 (+2.4% YoY)

Market activity

Median sale price
$405,000
Median list price
$244,900
Median days on market
39 days
Sale-to-list ratio
96.5%
Active listings
3
1-year forecast
-1.9%

Rents

2-bedroom fair-market rent (HUD reference)
$1,089/mo
3BR fair-market rent
$1,416/mo

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Natural hazards & flood risk

Overall hazard risk
Relatively Low
Top hazards
strongWind, winterWeather, coldWave, hail, inlandFlooding
FEMA flood zone
X
Flood risk level
Minimal

Climate (30-year normals)

Average annual temperature
59.0°F
Average high
68.0°F
Average low
49.0°F
Annual precipitation
56.9 in

Air quality

Air quality rating
Good
Median AQI (annual)
45
Days with Good air quality
232

Walkability & transit

Walkability index
6.7 / 20
Transit service frequency
-99,999

Amenities

National parks within ~60 mi
3
Nearest national park
Mill Springs Battlefield National Monument (8 mi)
Nearest airport
Lake Cumberland Regional Airport (SME) (2 mi)
Nearest major airport
Lake Cumberland Regional Airport (SME) (2 mi)
Hospitals nearby (~15 mi)
1
Avg hospital rating
1.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Migration

Net migration
+298 tax filers

Housing stock

Median year housing built
1,974
Median annual property tax
$769
Households with broadband internet
61.1%

Employment & development

Total county employment
22,319
Average weekly wage
$909
Top industries (by employment)
Health Care, Accommodation & Food, Wholesale Trade
Annual residential building permits (county)
48

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents