KY area data
Fern creek, KY
Fern creek, KY.
Population: 41,222 (Census ACS)
Home values & appreciation
- Median home value
- $310,725
- 1-year appreciation
- +0.5%
- 3-year appreciation
- +5.9%
- 5-year appreciation
- +18.8%
- 10-year appreciation
- +64.1%
- All-time peak (2026-03)
- $313,257
- House Price Index
- 396.0 (+2.4% YoY)
Market activity
- Median sale price
- $210,950
- Median list price
- $312,809
- Median days on market
- 227 days
- Sale-to-list ratio
- 87.4%
- Active listings
- 6
- 1-year forecast
- +0.9%
- Days to pending
- 36 days
- New listings (monthly)
- 64
Rents
- Typical rent
- $1,679/mo
- 1-year rent change
- +11.6%
- 1BR fair-market rent
- $1,110/mo
- 3BR fair-market rent
- $1,720/mo
Affordability
- Cost of living index (Low)
- 88.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 4
- Elementary schools
- 3
- Middle schools
- 0
- High schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Relatively High
- Top hazards
- tornado, coldWave, heatWave, iceStorm, inlandFlooding
- FEMA flood zone
- A
- Flood risk level
- High
Climate (30-year normals)
- Average annual temperature
- 57.0°F
- Average high
- 67.0°F
- Average low
- 48.0°F
- Annual precipitation
- 55.0 in
- Annual snowfall
- 14.7 in
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 55
- Days with Good air quality
- 123
- Days with Unhealthy air quality
- 1
Walkability & transit
- Walkability index
- 11.7 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Abraham Lincoln Birthplace National Historical Park (38 mi)
- Nearest airport
- Blue Lick Airport (7 mi)
- Nearest major airport
- Bowman Field (LOU) (8 mi)
- Hospitals nearby (~15 mi)
- 13
- Avg hospital rating
- 2.7 / 5
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Migration
- Net migration
- -1,475 tax filers
Housing stock
- Median year housing built
- 1,993
- Median annual property tax
- $2,247
- Mean commute to work
- 21 min
- Households with broadband internet
- 76.6%
Employment & development
- Total county employment
- 437,295
- Average weekly wage
- $1,320
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 1,173
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →