KY area data
Germantown, KY
Germantown, KY.
Population: 1,263 (Census ACS)
Home values & appreciation
- Median home value
- $211,421
- 1-year appreciation
- +3.7%
- 3-year appreciation
- +17.4%
- 5-year appreciation
- +36.1%
- 10-year appreciation
- +115.2%
- All-time peak (2026-07)
- $211,421
- House Price Index
- 396.0 (+2.4% YoY)
Market activity
- Median sale price
- $133,500
- Median list price
- $204,950
- Median days on market
- 71.5 days
- Sale-to-list ratio
- 90.1%
- 1-year forecast
- +2.3%
Rents
- 2-bedroom fair-market rent (HUD reference)
- $980/mo
- 3BR fair-market rent
- $1,290/mo
Affordability
- Cost of living index (Low)
- 88.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Natural hazards & flood risk
- Overall hazard risk
- Very Low
- Top hazards
- strongWind
- FEMA flood zone
- X
- Flood risk level
- Minimal
Climate (30-year normals)
- Average annual temperature
- 55.0°F
- Average high
- 67.0°F
- Average low
- 44.0°F
- Annual precipitation
- 52.2 in
Walkability & transit
- Walkability index
- 2.3 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- William Howard Taft National Historic Site (46 mi)
- Nearest airport
- Fleming Mason Airport (13 mi)
- Nearest major airport
- Cincinnati Municipal Airport Lunken Field (LUK) (42 mi)
- Hospitals nearby (~15 mi)
- 2
- Avg hospital rating
- 4.0 / 5
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Migration
- Net migration
- +16 tax filers
Housing stock
- Median year housing built
- 1,991
- Median annual property tax
- $1,035
- Households with broadband internet
- 35.9%
Employment & development
- Total county employment
- 1,012
- Average weekly wage
- $971
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →