KY area data
Mount sterling, KY
Mount sterling, KY.
Population: 22,725 (Census ACS)
Home values & appreciation
- Median home value
- $237,675
- 1-year appreciation
- +5.2%
- 3-year appreciation
- +17.1%
- 5-year appreciation
- +37.4%
- 10-year appreciation
- +95.6%
- All-time peak (2026-07)
- $237,675
- House Price Index
- 396.0 (+2.4% YoY)
Market activity
- Median sale price
- $248,500
- Median list price
- $272,500
- Median days on market
- 97 days
- Sale-to-list ratio
- 97.5%
- Active listings
- 61
- 1-year forecast
- +0.9%
- Days to pending
- 95 days
- New listings (monthly)
- 23
Rents
- Typical rent
- $1,151/mo
- 1BR fair-market rent
- $870/mo
- 3BR fair-market rent
- $1,304/mo
Affordability
- Cost of living index (Low)
- 88.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 9
- Elementary schools
- 4
- Middle schools
- 1
- High schools
- 4
Natural hazards & flood risk
- Overall hazard risk
- Very Low
- Top hazards
- lightning, strongWind, winterWeather
- FEMA flood zone
- A
- Flood risk level
- High
Climate (30-year normals)
- Average annual temperature
- 54.0°F
- Average high
- 66.0°F
- Average low
- 42.0°F
- Annual precipitation
- 53.6 in
Walkability & transit
- Walkability index
- 8.3 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Camp Nelson National Monument (40 mi)
- Nearest airport
- Mount Sterling Montgomery County Airport (2 mi)
- Nearest major airport
- Central Kentucky Regional Airport (37 mi)
- Hospitals nearby (~15 mi)
- 1
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Migration
- Net migration
- +116 tax filers
Housing stock
- Median year housing built
- 1,984
- Median annual property tax
- $1,391
- Mean commute to work
- 23 min
- Households with broadband internet
- 64.9%
Employment & development
- Total county employment
- 9,572
- Average weekly wage
- $942
- Top industries (by employment)
- Accommodation & Food, Administrative Services, Finance & Insurance
- Annual residential building permits (county)
- 16
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →