KY area data
Stephensburg, KY
Stephensburg, KY.
Population: 5,345 (Census ACS)
Home values & appreciation
- Median home value
- $234,075
- 1-year appreciation
- -5.5%
- 3-year appreciation
- -1.2%
- 5-year appreciation
- +12.5%
- 10-year appreciation
- +80.1%
- All-time peak (2025-05)
- $248,805
- House Price Index
- 396.0 (+2.4% YoY)
Market activity
- Median sale price
- $270,000
- Median list price
- $285,000
- Median days on market
- 94 days
- Sale-to-list ratio
- 96.2%
- Active listings
- 7
- 1-year forecast
- +0.4%
- New listings (monthly)
- 5
Rents
- 2-bedroom fair-market rent (HUD reference)
- $1,089/mo
- 3BR fair-market rent
- $1,416/mo
Affordability
- Cost of living index (Low)
- 88.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 4
- Elementary schools
- 2
- Middle schools
- 1
- High schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Relatively Low
- Top hazards
- iceStorm, lightning, strongWind, coldWave, hail
- FEMA flood zone
- X
- Flood risk level
- Minimal
Climate (30-year normals)
- Average annual temperature
- 55.0°F
- Average high
- 67.0°F
- Average low
- 43.0°F
- Annual precipitation
- 54.8 in
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 45
- Days with Good air quality
- 225
- Days with Unhealthy air quality
- 1
Walkability & transit
- Walkability index
- 2.3 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 3
- Nearest national park
- Abraham Lincoln Birthplace National Historical Park (23 mi)
- Nearest airport
- Addington Field / Elizabethtown Regional Airport (EKX) (8 mi)
- Nearest major airport
- Godman Army Air Field (FTK) (17 mi)
- Hospitals nearby (~15 mi)
- 2
- Avg hospital rating
- 2.0 / 5
- Solar radiation rating
- Fair (4.2 kWh/m²/day)
Migration
- Net migration
- +9 tax filers
Housing stock
- Median year housing built
- 1,995
- Median annual property tax
- $1,220
- Mean commute to work
- 21 min
- Households with broadband internet
- 75.6%
Employment & development
- Total county employment
- 37,523
- Average weekly wage
- $957
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 391
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →