KY area data
Subtle, KY
Subtle, KY.
Population: 7,302 (Census ACS)
Home values & appreciation
- Median home value
- $171,739
- 1-year appreciation
- -4.8%
- 3-year appreciation
- +15.7%
- 5-year appreciation
- +38.9%
- 10-year appreciation
- +121.2%
- All-time peak (2025-07)
- $180,405
- House Price Index
- 396.0 (+2.4% YoY)
Market activity
- Median sale price
- $162,000
- Median list price
- $192,950
- Median days on market
- 84 days
- Sale-to-list ratio
- 95.6%
- Active listings
- 8
- 1-year forecast
- +1.3%
- New listings (monthly)
- 5
Rents
- 2-bedroom fair-market rent (HUD reference)
- $1,089/mo
- 3BR fair-market rent
- $1,416/mo
Affordability
- Cost of living index (Low)
- 88.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 3
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Very Low
- FEMA flood zone
- A
- Flood risk level
- High
Climate (30-year normals)
- Annual precipitation
- 55.9 in
Walkability & transit
- Walkability index
- 7.8 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 4
- Nearest national park
- Mammoth Cave National Park (33 mi)
- Nearest airport
- Creek Side Landing Airport (12 mi)
- Hospitals nearby (~15 mi)
- 2
- Avg hospital rating
- 3.0 / 5
- Solar radiation rating
- Fair (4.2 kWh/m²/day)
Migration
- Net migration
- +24 tax filers
Housing stock
- Median year housing built
- 1,986
- Median annual property tax
- $734
- Mean commute to work
- 21 min
- Households with broadband internet
- 74.1%
Employment & development
- Total county employment
- 1,641
- Average weekly wage
- $842
- Top industries (by employment)
- Health Care, Finance & Insurance, Other Services
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →