MI area data
Bay city, MI
Bay city, MI.
Population: 25,635 (Census ACS)
Home values & appreciation
- Median home value
- $139,711
- 1-year appreciation
- +6.6%
- 3-year appreciation
- +20.9%
- 5-year appreciation
- +37.6%
- 10-year appreciation
- +94.9%
- All-time peak (2026-03)
- $140,012
- House Price Index
- 387.5 (+5.5% YoY)
Market activity
- Median sale price
- $120,000
- Median list price
- $149,900
- Median days on market
- 66 days
- Sale-to-list ratio
- 97.2%
- Active listings
- 6
- 1-year forecast
- +3.0%
- Days to pending
- 31 days
- New listings (monthly)
- 46
Rents
- Typical rent
- $1,044/mo
- 1BR fair-market rent
- $1,029/mo
- 3BR fair-market rent
- $1,639/mo
Affordability
- Cost of living index (Below Average)
- 92.0 (100 = US avg)
- Electricity rate (state-level)
- 20.0¢/kWh
- Natural gas rate (state-level)
- $10.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 6
- Elementary schools
- 3
- Middle schools
- 0
- High schools
- 2
- Charter schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Relatively Low
- Top hazards
- coldWave, strongWind, winterWeather, hail, iceStorm
- FEMA flood zone
- B
- Flood risk level
- Moderate
Climate (30-year normals)
- Average annual temperature
- 79.0°F
- Average high
- 80.0°F
- Average low
- 78.0°F
- Annual precipitation
- 48.3 in
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 42
- Days with Good air quality
- 229
- Days with Unhealthy air quality
- 3
Walkability & transit
- Walkability index
- 10.8 / 20
- Transit service frequency
- -99,999
Amenities
- Nearest airport
- James Clements Municipal Airport (2 mi)
- Nearest major airport
- MBS International Airport (MBS) (12 mi)
- Hospitals nearby (~15 mi)
- 1
- Avg hospital rating
- 2.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Migration
- Net migration
- +70 tax filers
Housing stock
- Median year housing built
- 1,945
- Median annual property tax
- $1,866
- Mean commute to work
- 22 min
- Households with broadband internet
- 69.9%
Employment & development
- Total county employment
- 28,951
- Average weekly wage
- $1,022
- Top industries (by employment)
- Health Care, Accommodation & Food, Professional Services
- Annual residential building permits (county)
- 31
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →