MN area data
Cold spring, MN
Cold spring, MN.
Population: 8,482 (Census ACS)
Home values & appreciation
- Median home value
- $373,772
- 1-year appreciation
- +2.3%
- 3-year appreciation
- +9.6%
- 5-year appreciation
- +25.4%
- 10-year appreciation
- +81.1%
- All-time peak (2026-05)
- $373,870
- House Price Index
- 429.3 (+3.3% YoY)
Market activity
- Median sale price
- $379,000
- Median list price
- $415,000
- Median days on market
- 23 days
- Sale-to-list ratio
- 97.7%
- Active listings
- 13
- 1-year forecast
- +1.8%
- New listings (monthly)
- 15
Rents
- 2-bedroom fair-market rent (HUD reference)
- $1,176/mo
- 3BR fair-market rent
- $1,529/mo
Affordability
- Cost of living index (Below Average)
- 90.0 (100 = US avg)
- Electricity rate (state-level)
- 15.8¢/kWh
- Natural gas rate (state-level)
- $11.00/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 6
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 3
Natural hazards & flood risk
- Overall hazard risk
- Relatively Moderate
- Top hazards
- hail, lightning, strongWind, tornado, winterWeather
- FEMA flood zone
- AE
- Flood risk level
- High
Climate (30-year normals)
- Average annual temperature
- 43.0°F
- Average high
- 52.0°F
- Average low
- 33.0°F
- Annual precipitation
- 31.6 in
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 48
- Days with Good air quality
- 199
- Days with Unhealthy air quality
- 3
Walkability & transit
- Walkability index
- 7.2 / 20
- Transit service frequency
- -99,999
Amenities
- Nearest airport
- Don's Landing Field (7 mi)
- Nearest major airport
- Saint Cloud Regional Airport (STC) (18 mi)
- Hospitals nearby (~15 mi)
- 4
- Avg hospital rating
- 4.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Migration
- Net migration
- -324 tax filers
Housing stock
- Median year housing built
- 1,986
- Median annual property tax
- $3,274
- Mean commute to work
- 22 min
- Households with broadband internet
- 64.9%
Employment & development
- Total county employment
- 74,929
- Average weekly wage
- $1,128
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 338
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →