NY area data
Spencer, NY
Spencer, NY.
Population: 4,184 (Census ACS)
Home values & appreciation
- Median home value
- $226,720
- 1-year appreciation
- +9.1%
- 3-year appreciation
- +21.2%
- 5-year appreciation
- +35.2%
- 10-year appreciation
- +82.6%
- All-time peak (2026-07)
- $226,720
- House Price Index
- 420.6 (+5.3% YoY)
Market activity
- Median sale price
- $273,000
- Median list price
- $285,000
- Median days on market
- 112.5 days
- Sale-to-list ratio
- 100.0%
- Active listings
- 9
- 1-year forecast
- +4.3%
- New listings (monthly)
- 3
Rents
- 2-bedroom fair-market rent (HUD reference)
- $1,681/mo
- 3BR fair-market rent
- $2,185/mo
Affordability
- Cost of living index (High)
- 115.5 (100 = US avg)
- Electricity rate (state-level)
- 26.4¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 2
- Elementary schools
- 0
- Middle schools
- 1
- High schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Relatively Low
- Top hazards
- inlandFlooding
- FEMA flood zone
- A
- Flood risk level
- High
Climate (30-year normals)
- Annual precipitation
- 38.5 in
Walkability & transit
- Walkability index
- 3.7 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Harriet Tubman National Historical Park (47 mi)
- Nearest airport
- Kohn Airport (8 mi)
- Nearest major airport
- Ithaca Tompkins Regional Airport (ITH) (18 mi)
- Hospitals nearby (~15 mi)
- 3
- Avg hospital rating
- 2.0 / 5
- Solar radiation rating
- Fair (3.7 kWh/m²/day)
Migration
- Net migration
- -37 tax filers
Housing stock
- Median year housing built
- 1,978
- Median annual property tax
- $4,446
- Mean commute to work
- 24 min
- Households with broadband internet
- 66.3%
Employment & development
- Total county employment
- 10,553
- Average weekly wage
- $1,310
- Top industries (by employment)
- Accommodation & Food, Health Care, Wholesale Trade
- Annual residential building permits (county)
- 40
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →