NY area data
Waterford, NY
Waterford, NY.
Population: 10,988 (Census ACS)
Home values & appreciation
- Median home value
- $392,560
- 1-year appreciation
- +4.3%
- 3-year appreciation
- +12.4%
- 5-year appreciation
- +27.7%
- 10-year appreciation
- +59.9%
- All-time peak (2026-07)
- $392,560
- House Price Index
- 420.6 (+5.3% YoY)
Market activity
- Median sale price
- $350,000
- Median list price
- $374,999
- Median days on market
- 7 days
- Sale-to-list ratio
- 101.2%
- Active listings
- 10
- 1-year forecast
- +2.5%
- New listings (monthly)
- 9
Rents
- Typical rent
- $1,700/mo
- 1BR fair-market rent
- $1,377/mo
- 3BR fair-market rent
- $2,185/mo
Affordability
- Cost of living index (High)
- 115.5 (100 = US avg)
- Electricity rate (state-level)
- 26.4¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 2
- Elementary schools
- 1
- Middle schools
- 0
- High schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Relatively Low
- Top hazards
- iceStorm, inlandFlooding, lightning, strongWind, tornado
- FEMA flood zone
- AE
- Flood risk level
- High
Climate (30-year normals)
- Average annual temperature
- 79.0°F
- Average high
- 80.0°F
- Average low
- 78.0°F
- Annual precipitation
- 48.3 in
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 31
- Days with Good air quality
- 352
Walkability & transit
- Walkability index
- 6.3 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 4
- Nearest national park
- Saratoga National Historical Park (12 mi)
- Nearest airport
- Albany International Airport (ALB) (7 mi)
- Nearest major airport
- Albany International Airport (ALB) (7 mi)
- Hospitals nearby (~15 mi)
- 339
- Avg hospital rating
- 3.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Migration
- Net migration
- +362 tax filers
Housing stock
- Median year housing built
- 1,964
- Median annual property tax
- $4,598
- Mean commute to work
- 19 min
- Households with broadband internet
- 83.1%
Employment & development
- Total county employment
- 77,813
- Average weekly wage
- $1,293
- Top industries (by employment)
- Health Care, Accommodation & Food, Professional Services
- Annual residential building permits (county)
- 646
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →