NY area data
Waterloo, NY
Waterloo, NY.
Population: 9,458 (Census ACS)
Home values & appreciation
- Median home value
- $188,936
- 1-year appreciation
- +3.9%
- 3-year appreciation
- +14.2%
- 5-year appreciation
- +32.4%
- 10-year appreciation
- +93.9%
- All-time peak (2026-07)
- $188,936
- House Price Index
- 420.6 (+5.3% YoY)
Market activity
- Median sale price
- $181,500
- Median list price
- $229,900
- Median days on market
- 35.5 days
- Sale-to-list ratio
- 102.6%
- Active listings
- 5
- 1-year forecast
- +3.0%
- New listings (monthly)
- 8
Rents
- 2-bedroom fair-market rent (HUD reference)
- $1,681/mo
- 3BR fair-market rent
- $2,185/mo
Affordability
- Cost of living index (High)
- 115.5 (100 = US avg)
- Electricity rate (state-level)
- 26.4¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 4
- Elementary schools
- 2
- Middle schools
- 1
- High schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Very Low
- Top hazards
- drought, iceStorm
- FEMA flood zone
- B
- Flood risk level
- Moderate
Climate (30-year normals)
- Average annual temperature
- 47.0°F
- Average high
- 56.0°F
- Average low
- 39.0°F
- Annual precipitation
- 35.6 in
- Annual snowfall
- 48.3 in
Walkability & transit
- Walkability index
- 5.8 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Women's Rights National Historical Park (3 mi)
- Nearest airport
- Horizon Air Airport (5 mi)
- Nearest major airport
- Ithaca Tompkins Regional Airport (ITH) (37 mi)
- Hospitals nearby (~15 mi)
- 4
- Avg hospital rating
- 1.7 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Migration
- Net migration
- -168 tax filers
Housing stock
- Median year housing built
- 1,961
- Median annual property tax
- $3,458
- Mean commute to work
- 19 min
- Households with broadband internet
- 73.5%
Employment & development
- Total county employment
- 7,908
- Average weekly wage
- $1,011
- Top industries (by employment)
- Accommodation & Food, Wholesale Trade, Construction
- Annual residential building permits (county)
- 48
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →