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OH area data

Spencerville, OH

Spencerville, OH.

Population: 4,422 (Census ACS)

Home values & appreciation

Median home value
$205,299
1-year appreciation
+9.2%
3-year appreciation
+20.0%
5-year appreciation
+29.4%
10-year appreciation
+93.8%
All-time peak (2026-07)
$205,299
House Price Index
353.3 (+4.7% YoY)

Market activity

Median sale price
$145,000
Median list price
$189,000
Median days on market
89 days
Sale-to-list ratio
97.0%
Active listings
6
1-year forecast
+2.4%

Rents

2-bedroom fair-market rent (HUD reference)
$1,119/mo
3BR fair-market rent
$1,455/mo

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
17.0¢/kWh
Natural gas rate (state-level)
$13.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1

Natural hazards & flood risk

Overall hazard risk
Relatively Low
Top hazards
hail, iceStorm, inlandFlooding, strongWind, tornado
FEMA flood zone
X
Flood risk level
Minimal

Climate (30-year normals)

Average annual temperature
52.0°F
Average high
61.0°F
Average low
42.0°F
Annual precipitation
40.8 in

Air quality

Air quality rating
Good
Median AQI (annual)
44
Days with Good air quality
252
Days with Unhealthy air quality
3

Walkability & transit

Walkability index
4.8 / 20
Transit service frequency
-99,999

Amenities

Nearest airport
Youngpeter Airport (5 mi)
Hospitals nearby (~15 mi)
7
Avg hospital rating
3.6 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Migration

Net migration
-240 tax filers

Housing stock

Median year housing built
1,969
Median annual property tax
$1,484
Mean commute to work
23 min
Households with broadband internet
60.0%

Employment & development

Total county employment
43,797
Average weekly wage
$1,072
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
57

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents