SD area data
Spearfish, SD
Aggregated across 2 ZIP codes in Spearfish.
Population: 17,816 (Census ACS)
Home values & appreciation
- Median home value
- $459,739
- 1-year appreciation
- -1.0%
- 3-year appreciation
- +3.9%
- 5-year appreciation
- +23.1%
- 10-year appreciation
- +72.0%
- All-time peak (2026-02)
- $466,268
- House Price Index
- 496.2 (+2.9% YoY)
Market activity
- Median sale price
- $499,900
- Median list price
- $675,000
- Median days on market
- 84 days
- Sale-to-list ratio
- 97.0%
- Active listings
- 87
- 1-year forecast
- +1.0%
- Days to pending
- 78 days
- New listings (monthly)
- 25
Rents
- Typical rent
- $1,370/mo
- 1BR fair-market rent
- $959/mo
- 3BR fair-market rent
- $1,584/mo
Affordability
- Cost of living index (Below Average)
- 89.3 (100 = US avg)
- Electricity rate (state-level)
- 13.4¢/kWh
- Natural gas rate (state-level)
- $9.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 9
- Elementary schools
- 3
- Middle schools
- 3
- High schools
- 3
Natural hazards & flood risk
- Overall hazard risk
- Relatively Low
- Top hazards
- winterWeather, hail, lightning, strongWind, wildfire
- FEMA flood zone
- A
- Flood risk level
- High
Climate (30-year normals)
- Average annual temperature
- 47.0°F
- Average high
- 58.0°F
- Average low
- 35.0°F
- Annual precipitation
- 23.3 in
- Annual snowfall
- 79.5 in
Walkability & transit
- Walkability index
- 11.3 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 6
- Nearest national park
- Devils Tower National Monument (40 mi)
- Nearest airport
- Black Hills Airport-Clyde Ice Field (SPF) (4 mi)
- Hospitals nearby (~15 mi)
- 4
- Avg hospital rating
- 4.0 / 5
- EV charging stations (within 10 mi)
- 3
- Solar radiation rating
- Fair (4.2 kWh/m²/day)
Migration
- Net migration
- +502 tax filers
Housing stock
- Median year housing built
- 1,990
- Median annual property tax
- $3,181
- Mean commute to work
- 16 min
- Households with broadband internet
- 75.8%
Employment & development
- Total county employment
- 11,745
- Average weekly wage
- $944
- Top industries (by employment)
- Accommodation & Food, Health Care, Construction
- Annual residential building permits (county)
- 196
Area data compiled from public government, academic, and industry research feeds. Data sources →
ZIP codes in Spearfish
Data last updated
Most recent source refresh: Aug 2026. See all data sources →