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TN area data

Charlotte, TN

Charlotte, TN.

Population: 7,205 (Census ACS)

Home values & appreciation

Median home value
$343,953
1-year appreciation
+3.9%
3-year appreciation
+10.2%
5-year appreciation
+28.8%
10-year appreciation
+125.8%
All-time peak (2026-07)
$343,953
House Price Index
475.9 (+0.5% YoY)

Market activity

Median sale price
$364,750
Median list price
$379,000
Median days on market
85 days
Sale-to-list ratio
98.1%
Active listings
32
1-year forecast
+0.3%
New listings (monthly)
9

Rents

2-bedroom fair-market rent (HUD reference)
$1,320/mo
3BR fair-market rent
$1,660/mo

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
5
Elementary schools
1
Middle schools
1
High schools
2

Natural hazards & flood risk

Overall hazard risk
Relatively Low
Top hazards
coldWave, iceStorm, tornado
FEMA flood zone
X
Flood risk level
Minimal

Climate (30-year normals)

Average annual temperature
59.0°F
Average high
69.0°F
Average low
48.0°F
Annual precipitation
55.7 in

Walkability & transit

Walkability index
1.7 / 20
Transit service frequency
-99,999

Amenities

National parks within ~60 mi
2
Nearest national park
Fort Donelson National Battlefield (41 mi)
Nearest airport
Whifferdill Airport (9 mi)
Nearest major airport
Campbell Army Airfield (Fort Campbell) (HOP) (33 mi)
Hospitals nearby (~15 mi)
2
Avg hospital rating
4.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Migration

Net migration
+319 tax filers

Housing stock

Median year housing built
1,985
Median annual property tax
$1,149
Mean commute to work
32 min
Households with broadband internet
44.5%

Employment & development

Total county employment
15,947
Average weekly wage
$940
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
353

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents