Area data
Stephentown, NY — ZIP 12169
Population: 417 (Census ACS)
Home values & appreciation
- Median home value
- $324,643
- 1-year appreciation
- +8.0%
- 3-year appreciation
- +15.9%
- 5-year appreciation
- +23.0%
- 10-year appreciation
- +86.3%
- All-time peak (2026-07)
- $324,643
- House Price Index
- 420.6 (+5.3% YoY)
Market activity
- Median sale price
- $625,000
- Median days on market
- 218 days
- Sale-to-list ratio
- 92.6%
- Active listings
- 1
- 1-year forecast
- +2.8%
Rents
- 2-bedroom fair-market rent (HUD reference)
- $1,681/mo
- 3BR fair-market rent
- $2,185/mo
Affordability
- Cost of living index (High)
- 115.5 (100 = US avg)
- Electricity rate (state-level)
- 26.4¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Natural hazards & flood risk
- Overall hazard risk
- Relatively Moderate
- Top hazards
- hail, iceStorm, inlandFlooding, lightning, strongWind
- FEMA flood zone
- X
- Flood risk level
- Minimal
Climate (30-year normals)
- Average annual temperature
- 47.0°F
- Average high
- 58.0°F
- Average low
- 36.0°F
- Annual precipitation
- 50.2 in
Walkability & transit
- Walkability index
- 4.0 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 6
- Nearest national park
- Coltsville National Historical Park (15 mi)
- Nearest airport
- Alexander Farm Airport (9 mi)
- Nearest major airport
- Albany International Airport (ALB) (21 mi)
- Hospitals nearby (~15 mi)
- 3
- Avg hospital rating
- 3.5 / 5
- Solar radiation rating
- Fair (3.7 kWh/m²/day)
Migration
- Net migration
- -347 tax filers
Housing stock
- Median year housing built
- 1,978
- Median annual property tax
- $4,123
- Households with broadband internet
- 60.1%
Employment & development
- Total county employment
- 45,371
- Average weekly wage
- $1,421
- Top industries (by employment)
- Health Care, Accommodation & Food, Education
- Annual residential building permits (county)
- 124
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →