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NY area data

Stephentown, NY

Aggregated across 2 ZIP codes in Stephentown.

Population: 2,169 (Census ACS)

Home values & appreciation

Median home value
$328,637
1-year appreciation
+7.7%
3-year appreciation
+17.1%
5-year appreciation
+27.3%
10-year appreciation
+88.9%
All-time peak (2026-07)
$328,637
House Price Index
420.6 (+5.3% YoY)

Market activity

Median sale price
$387,500
Median list price
$237,000
Median days on market
168 days
Sale-to-list ratio
94.0%
Active listings
2
1-year forecast
+2.8%

Rents

2-bedroom fair-market rent (HUD reference)
$1,681/mo
3BR fair-market rent
$2,185/mo

Affordability

Cost of living index (High)
115.5 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Natural hazards & flood risk

Overall hazard risk
Relatively Moderate
Top hazards
hail, iceStorm, inlandFlooding, lightning, strongWind
FEMA flood zone
A
Flood risk level
High

Climate (30-year normals)

Average annual temperature
47.0°F
Average high
58.0°F
Average low
36.0°F
Annual precipitation
50.2 in

Walkability & transit

Walkability index
4.0 / 20
Transit service frequency
-99,999

Amenities

National parks within ~60 mi
12
Nearest national park
Coltsville National Historical Park (11 mi)
Nearest airport
Alexander Farm Airport (9 mi)
Nearest major airport
Albany International Airport (ALB) (21 mi)
Hospitals nearby (~15 mi)
3
Avg hospital rating
3.5 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Migration

Net migration
-347 tax filers

Housing stock

Median year housing built
1,980
Median annual property tax
$3,513
Households with broadband internet
55.9%

Employment & development

Total county employment
45,371
Average weekly wage
$1,421
Top industries (by employment)
Health Care, Accommodation & Food, Education
Annual residential building permits (county)
124

Area data compiled from public government, academic, and industry research feeds. Data sources →

ZIP codes in Stephentown

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents