Area data
Schenectady, NY — ZIP 12306
Population: 27,865 (Census ACS)
Home values & appreciation
- Median home value
- $304,516
- 1-year appreciation
- +5.9%
- 3-year appreciation
- +17.7%
- 5-year appreciation
- +35.1%
- 10-year appreciation
- +82.2%
- All-time peak (2026-07)
- $304,516
- House Price Index
- 420.6 (+5.3% YoY)
Market activity
- Median sale price
- $315,000
- Median list price
- $289,900
- Median days on market
- 14 days
- Sale-to-list ratio
- 101.4%
- Active listings
- 47
- 1-year forecast
- +2.8%
- Days to pending
- 14 days
- New listings (monthly)
- 32
Rents
- Typical rent
- $1,882/mo
- 1BR fair-market rent
- $1,377/mo
- 3BR fair-market rent
- $2,185/mo
Affordability
- Cost of living index (High)
- 115.5 (100 = US avg)
- Electricity rate (state-level)
- 26.4¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 4
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Relatively Low
- Top hazards
- iceStorm, inlandFlooding, lightning, tornado
- FEMA flood zone
- C
- Flood risk level
- Minimal
Climate (30-year normals)
- Annual precipitation
- 45.9 in
Walkability & transit
- Walkability index
- 8.2 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 4
- Nearest national park
- Saratoga National Historical Park (25 mi)
- Nearest airport
- Mariaville Aerodrome (5 mi)
- Nearest major airport
- Schenectady County Airport (SCH) (7 mi)
- Hospitals nearby (~15 mi)
- 3
- Avg hospital rating
- 3.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Migration
- Net migration
- -55 tax filers
Housing stock
- Median year housing built
- 1,957
- Median annual property tax
- $5,165
- Mean commute to work
- 19 min
- Households with broadband internet
- 81.0%
Employment & development
- Total county employment
- 48,056
- Average weekly wage
- $1,334
- Top industries (by employment)
- Health Care, Professional Services, Accommodation & Food
- Annual residential building permits (county)
- 58
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →