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NY area data

Schenectady, NY

Aggregated across 5 ZIP codes in Schenectady.

Population: 80,185 (Census ACS)

Home values & appreciation

Median home value
$264,221
1-year appreciation
+4.3%
3-year appreciation
+18.5%
5-year appreciation
+40.8%
10-year appreciation
+139.4%
All-time peak (2026-07)
$266,034
House Price Index
420.6 (+5.3% YoY)

Market activity

Median sale price
$283,358
Median list price
$253,712
Median days on market
216 days
Sale-to-list ratio
100.0%
Active listings
23
1-year forecast
+2.9%
Days to pending
14 days
New listings (monthly)
62

Rents

Typical rent
$1,506/mo
1-year rent change
+6.1%
1BR fair-market rent
$1,377/mo
3BR fair-market rent
$2,185/mo

Affordability

Cost of living index (High)
115.5 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
15
Elementary schools
9
Middle schools
3
High schools
2

Natural hazards & flood risk

Overall hazard risk
Relatively Low
Top hazards
iceStorm, inlandFlooding, lightning, tornado
FEMA flood zone
A16
Flood risk level
High

Climate (30-year normals)

Average annual temperature
57.3°F
Average high
65.0°F
Average low
49.5°F
Annual precipitation
44.9 in
Annual snowfall
40.5 in

Walkability & transit

Walkability index
13.6 / 20
Transit service frequency
-19,779

Amenities

National parks within ~60 mi
20
Nearest national park
Saratoga National Historical Park (19 mi)
Nearest airport
Jerry Phibbs Airport (2 mi)
Nearest major airport
Schenectady County Airport (SCH) (2 mi)
Hospitals nearby (~15 mi)
70
Avg hospital rating
3.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Migration

Net migration
-55 tax filers

Housing stock

Median year housing built
1,950
Median annual property tax
$4,847
Mean commute to work
20 min
Households with broadband internet
74.2%

Employment & development

Total county employment
48,056
Average weekly wage
$1,334
Top industries (by employment)
Health Care, Professional Services, Accommodation & Food
Annual residential building permits (county)
58

Area data compiled from public government, academic, and industry research feeds. Data sources →

ZIP codes in Schenectady

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents