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Area data

Schenectady, NY — ZIP 12308

Population: 15,511 (Census ACS)

Home values & appreciation

Median home value
$270,166
1-year appreciation
+3.5%
3-year appreciation
+18.3%
5-year appreciation
+41.4%
10-year appreciation
+120.7%
All-time peak (2026-07)
$270,166
House Price Index
420.6 (+5.3% YoY)

Market activity

Median sale price
$298,389
Median list price
$265,000
Median days on market
27 days
Sale-to-list ratio
100.5%
Active listings
8
1-year forecast
+2.7%
New listings (monthly)
9

Rents

Typical rent
$1,339/mo
1-year rent change
+5.5%
1BR fair-market rent
$1,377/mo
3BR fair-market rent
$2,185/mo

Affordability

Cost of living index (High)
115.5 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
5
Elementary schools
3
Middle schools
1
High schools
1

Natural hazards & flood risk

Overall hazard risk
Relatively Low
Top hazards
iceStorm, inlandFlooding, lightning, tornado

Climate (30-year normals)

Average annual temperature
50.0°F
Average high
60.0°F
Average low
40.0°F
Annual precipitation
43.4 in
Annual snowfall
54.0 in

Walkability & transit

Walkability index
11.5 / 20
Transit service frequency
263

Amenities

National parks within ~60 mi
4
Nearest national park
Saratoga National Historical Park (19 mi)
Nearest airport
Schenectady County Airport (SCH) (2 mi)
Nearest major airport
Schenectady County Airport (SCH) (2 mi)
Hospitals nearby (~15 mi)
2
Avg hospital rating
3.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Migration

Net migration
-55 tax filers

Housing stock

Median year housing built
1,938
Median annual property tax
$5,646
Mean commute to work
21 min
Households with broadband internet
74.4%

Employment & development

Total county employment
48,056
Average weekly wage
$1,334
Top industries (by employment)
Health Care, Professional Services, Accommodation & Food
Annual residential building permits (county)
58

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents