Area data
Kettering, OH — ZIP 45420
Population: 24,411 (Census ACS)
Home values & appreciation
- Median home value
- $170,210
- 1-year appreciation
- +3.5%
- 3-year appreciation
- +15.2%
- 5-year appreciation
- +33.4%
- 10-year appreciation
- +127.1%
- All-time peak (2026-04)
- $170,326
- House Price Index
- 353.3 (+4.7% YoY)
Market activity
- Median sale price
- $171,500
- Median list price
- $174,900
- Median days on market
- 33 days
- Sale-to-list ratio
- 99.0%
- Active listings
- 39
- Days to pending
- 16 days
- New listings (monthly)
- 43
Rents
- Typical rent
- $1,307/mo
- 1-year rent change
- +6.3%
- 1BR fair-market rent
- $1,010/mo
- 3BR fair-market rent
- $1,650/mo
Affordability
- Cost of living index (Below Average)
- 90.5 (100 = US avg)
- Electricity rate (state-level)
- 17.0¢/kWh
- Natural gas rate (state-level)
- $13.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 7
- Elementary schools
- 4
- Middle schools
- 1
- High schools
- 2
- Charter schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Relatively Moderate
- Top hazards
- iceStorm, coldWave, hail, inlandFlooding, lightning
- FEMA flood zone
- A04
- Flood risk level
- High
Climate (30-year normals)
- Average annual temperature
- 55.0°F
- Average high
- 65.0°F
- Average low
- 44.0°F
- Annual precipitation
- 43.3 in
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 51
- Days with Good air quality
- 181
- Days with Unhealthy air quality
- 3
Walkability & transit
- Walkability index
- 13.7 / 20
- Transit service frequency
- 719
Amenities
- National parks within ~60 mi
- 3
- Nearest national park
- Dayton Aviation Heritage National Historical Park (5 mi)
- Nearest airport
- Moraine Air Park (6 mi)
- Nearest major airport
- Wright-Patterson Air Force Base (FFO) (9 mi)
- Hospitals nearby (~15 mi)
- 1
- Solar radiation rating
- Fair (4.0 kWh/m²/day)
Migration
- Net migration
- -626 tax filers
Housing stock
- Median year housing built
- 1,954
- Median annual property tax
- $2,384
- Mean commute to work
- 20 min
- Households with broadband internet
- 75.4%
Employment & development
- Total county employment
- 217,739
- Average weekly wage
- $1,130
- Top industries (by employment)
- Health Care, Accommodation & Food, Professional Services
- Annual residential building permits (county)
- 337
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →