Area data
Saginaw, MI — ZIP 48601
Population: 31,601 (Census ACS)
Home values & appreciation
- Median home value
- $59,363
- 1-year appreciation
- +2.4%
- 3-year appreciation
- +2.1%
- 5-year appreciation
- +18.3%
- 10-year appreciation
- +130.6%
- All-time peak (2024-07)
- $59,663
- House Price Index
- 387.5 (+5.5% YoY)
Market activity
- Median sale price
- $76,900
- Median list price
- $78,950
- Median days on market
- 82 days
- Sale-to-list ratio
- 92.1%
- Active listings
- 74
- 1-year forecast
- +0.5%
- Days to pending
- 73 days
- New listings (monthly)
- 42
Rents
- Typical rent
- $931/mo
- 1BR fair-market rent
- $1,029/mo
- 3BR fair-market rent
- $1,639/mo
Affordability
- Cost of living index (Below Average)
- 92.0 (100 = US avg)
- Electricity rate (state-level)
- 20.0¢/kWh
- Natural gas rate (state-level)
- $10.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 11
- Elementary schools
- 7
- Middle schools
- 1
- High schools
- 1
- Charter schools
- 3
Natural hazards & flood risk
- Overall hazard risk
- Relatively Moderate
- Top hazards
- winterWeather, coldWave, strongWind, tornado, hail
- FEMA flood zone
- AE
- Flood risk level
- High
Climate (30-year normals)
- Average annual temperature
- 48.0°F
- Average high
- 58.0°F
- Average low
- 39.0°F
- Annual precipitation
- 35.8 in
Walkability & transit
- Walkability index
- 11.0 / 20
- Transit service frequency
- -99,999
Amenities
- Nearest airport
- Saginaw County H.W. Browne Airport (3 mi)
- Nearest major airport
- MBS International Airport (MBS) (13 mi)
- Hospitals nearby (~15 mi)
- 1
- Avg hospital rating
- 2.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Migration
- Net migration
- -174 tax filers
Housing stock
- Median year housing built
- 1,958
- Median annual property tax
- $1,262
- Mean commute to work
- 20 min
- Households with broadband internet
- 65.1%
Employment & development
- Total county employment
- 69,166
- Average weekly wage
- $1,094
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 99
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →