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Area data

Saginaw, MI — ZIP 48607

Population: 1,614 (Census ACS)

Home values & appreciation

Median home value
$37,160
1-year appreciation
+6.1%
3-year appreciation
-3.0%
5-year appreciation
-7.6%
All-time peak (2020-11)
$44,324
House Price Index
387.5 (+5.5% YoY)

Market activity

Median sale price
$47,500
Median list price
$149,000
Median days on market
105 days
Sale-to-list ratio
79.3%
Active listings
1
1-year forecast
-0.1%

Rents

Typical rent
$1,160/mo
1BR fair-market rent
$1,029/mo
3BR fair-market rent
$1,639/mo

Affordability

Cost of living index (Below Average)
92.0 (100 = US avg)
Electricity rate (state-level)
20.0¢/kWh
Natural gas rate (state-level)
$10.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Schools

Total schools
2
Elementary schools
0
Middle schools
0
High schools
2
Charter schools
1

Natural hazards & flood risk

Overall hazard risk
Relatively Moderate
Top hazards
winterWeather, coldWave, strongWind, tornado, hail
FEMA flood zone
X
Flood risk level
Minimal

Climate (30-year normals)

Average annual temperature
48.0°F
Average high
58.0°F
Average low
39.0°F
Annual precipitation
35.8 in

Walkability & transit

Walkability index
11.3 / 20
Transit service frequency
-99,999

Amenities

Nearest airport
Saginaw County H.W. Browne Airport (4 mi)
Nearest major airport
MBS International Airport (MBS) (10 mi)
Hospitals nearby (~15 mi)
3
Avg hospital rating
2.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Migration

Net migration
-174 tax filers

Housing stock

Median year housing built
1,938
Median annual property tax
$1,352
Households with broadband internet
63.1%

Employment & development

Total county employment
69,166
Average weekly wage
$1,094
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
99

Area data compiled from public government, academic, and industry research feeds. Data sources →

Data last updated

Most recent source refresh: Aug 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents