Area data
White bear lake, MN — ZIP 55115
Population: 8,949 (Census ACS)
Home values & appreciation
- Median home value
- $516,416
- 1-year appreciation
- +4.3%
- 3-year appreciation
- +6.8%
- 5-year appreciation
- +16.3%
- 10-year appreciation
- +57.8%
- All-time peak (2026-07)
- $516,416
- House Price Index
- 429.3 (+3.3% YoY)
Market activity
- Median sale price
- $460,000
- Median list price
- $412,400
- Median days on market
- 14 days
- Sale-to-list ratio
- 100.4%
- Active listings
- 3
- 1-year forecast
- -0.2%
- New listings (monthly)
- 15
Rents
- Typical rent
- $1,900/mo
- 1BR fair-market rent
- $943/mo
- 3BR fair-market rent
- $1,529/mo
Affordability
- Cost of living index (Average)
- 97.5 (100 = US avg)
- Electricity rate (state-level)
- 15.8¢/kWh
- Natural gas rate (state-level)
- $11.00/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 4
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 2
Natural hazards & flood risk
- Overall hazard risk
- Relatively Moderate
- Top hazards
- strongWind, hail, lightning, tornado, coldWave
- FEMA flood zone
- A
- Flood risk level
- High
Climate (30-year normals)
- Average annual temperature
- 47.0°F
- Average high
- 56.0°F
- Average low
- 39.0°F
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 42
- Days with Good air quality
- 194
Walkability & transit
- Walkability index
- 8.3 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Mississippi National River & Recreation Area (11 mi)
- Nearest airport
- Benson Airport (4 mi)
- Nearest major airport
- Saint Paul Downtown Holman Field (STP) (10 mi)
- Hospitals nearby (~15 mi)
- 13
- Avg hospital rating
- 3.9 / 5
- Solar radiation rating
- Fair (3.7 kWh/m²/day)
Migration
- Net migration
- +665 tax filers
Housing stock
- Median year housing built
- 1,988
- Median annual property tax
- $4,921
- Mean commute to work
- 16 min
- Households with broadband internet
- 82.9%
Employment & development
- Total county employment
- 83,072
- Average weekly wage
- $1,119
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 1,261
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →