MN area data
White bear lake, MN
Aggregated across 2 ZIP codes in White bear lake.
Population: 46,254 (Census ACS)
Home values & appreciation
- Median home value
- $452,202
- 1-year appreciation
- +3.5%
- 3-year appreciation
- +5.7%
- 5-year appreciation
- +14.2%
- 10-year appreciation
- +59.6%
- All-time peak (2026-04)
- $452,234
- House Price Index
- 429.3 (+3.3% YoY)
Market activity
- Median sale price
- $381,225
- Median list price
- $359,944
- Median days on market
- 16 days
- Sale-to-list ratio
- 100.0%
- Active listings
- 8
- 1-year forecast
- -0.3%
- Days to pending
- 30 days
- New listings (monthly)
- 80
Rents
- Typical rent
- $1,883/mo
- 1-year rent change
- +1.2%
- 1BR fair-market rent
- $943/mo
- 3BR fair-market rent
- $1,529/mo
Affordability
- Cost of living index (Average)
- 97.5 (100 = US avg)
- Electricity rate (state-level)
- 15.8¢/kWh
- Natural gas rate (state-level)
- $11.00/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 34
- Elementary schools
- 10
- Middle schools
- 9
- High schools
- 13
- Charter schools
- 4
Natural hazards & flood risk
- Overall hazard risk
- Relatively High
- Top hazards
- coldWave, hail, heatWave, inlandFlooding, landslide, strongWind
- FEMA flood zone
- A
- Flood risk level
- High
Climate (30-year normals)
- Average annual temperature
- 47.0°F
- Average high
- 56.0°F
- Average low
- 39.0°F
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 46
- Days with Good air quality
- 191
- Days with Unhealthy air quality
- 3
Walkability & transit
- Walkability index
- 9.9 / 20
- Transit service frequency
- -99,999
Amenities
- National parks within ~60 mi
- 4
- Nearest national park
- Mississippi National River & Recreation Area (11 mi)
- Nearest airport
- Benson Airport (2 mi)
- Nearest major airport
- Saint Paul Downtown Holman Field (STP) (10 mi)
- Hospitals nearby (~15 mi)
- 15
- Avg hospital rating
- 3.8 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Migration
- Net migration
- -3,057 tax filers
Housing stock
- Median year housing built
- 1,981
- Median annual property tax
- $4,422
- Mean commute to work
- 17 min
- Households with broadband internet
- 84.1%
Employment & development
- Total county employment
- 272,545
- Average weekly wage
- $1,414
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 184
Area data compiled from public government, academic, and industry research feeds. Data sources →
ZIP codes in White bear lake
Data last updated
Most recent source refresh: Aug 2026. See all data sources →