Area data
Elgin, IL — ZIP 60123
Population: 48,379 (Census ACS)
Home values & appreciation
- Median home value
- $317,535
- 1-year appreciation
- +4.2%
- 3-year appreciation
- +19.2%
- 5-year appreciation
- +37.8%
- 10-year appreciation
- +94.2%
- All-time peak (2026-07)
- $317,535
- House Price Index
- 325.3 (+6.1% YoY)
Market activity
- Median sale price
- $292,500
- Median list price
- $299,948
- Median days on market
- 34.5 days
- Sale-to-list ratio
- 100.9%
- Active listings
- 12
- 1-year forecast
- +2.2%
- Days to pending
- 21 days
- New listings (monthly)
- 47
Rents
- Typical rent
- $1,618/mo
- 1-year rent change
- +2.7%
- 1BR fair-market rent
- $1,410/mo
- 3BR fair-market rent
- $2,050/mo
Affordability
- Cost of living index (Average)
- 97.3 (100 = US avg)
- Electricity rate (state-level)
- 17.7¢/kWh
- Natural gas rate (state-level)
- $11.30/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 11
- Elementary schools
- 7
- Middle schools
- 2
- High schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Relatively High
- Top hazards
- coldWave, inlandFlooding, lightning, tornado, drought
- FEMA flood zone
- X
- Flood risk level
- Minimal
Climate (30-year normals)
- Average annual temperature
- 52.0°F
- Average high
- 60.0°F
- Average low
- 43.0°F
- Annual precipitation
- 41.6 in
- Annual snowfall
- 25.1 in
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 46
- Days with Good air quality
- 178
- Days with Unhealthy air quality
- 5
Walkability & transit
- Walkability index
- 12.8 / 20
- Transit service frequency
- 441
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Pullman National Historical Park (43 mi)
- Nearest airport
- Koppie Airport (7 mi)
- Nearest major airport
- Dupage Airport (DPA) (10 mi)
- Hospitals nearby (~15 mi)
- 3
- Avg hospital rating
- 3.5 / 5
- EV charging stations (within 10 mi)
- 60
- Solar radiation rating
- Fair (3.9 kWh/m²/day)
Migration
- Net migration
- -850 tax filers
Housing stock
- Median year housing built
- 1,973
- Median annual property tax
- $6,053
- Mean commute to work
- 24 min
- Households with broadband internet
- 75.6%
Employment & development
- Total county employment
- 182,988
- Average weekly wage
- $1,142
- Top industries (by employment)
- Health Care, Administrative Services, Accommodation & Food
- Annual residential building permits (county)
- 1,643
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →