IL area data
Elgin, IL
Aggregated across 2 ZIP codes in Elgin.
Population: 99,604 (Census ACS)
Home values & appreciation
- Median home value
- $312,318
- 1-year appreciation
- +4.0%
- 3-year appreciation
- +18.8%
- 5-year appreciation
- +37.4%
- 10-year appreciation
- +96.1%
- All-time peak (2026-07)
- $312,318
- House Price Index
- 325.3 (+6.1% YoY)
Market activity
- Median sale price
- $305,725
- Median list price
- $316,824
- Median days on market
- 38 days
- Sale-to-list ratio
- 101.0%
- Active listings
- 29
- 1-year forecast
- +2.2%
- Days to pending
- 19 days
- New listings (monthly)
- 84
Rents
- Typical rent
- $1,621/mo
- 1-year rent change
- +4.7%
- 1BR fair-market rent
- $1,435/mo
- 3BR fair-market rent
- $2,080/mo
Affordability
- Cost of living index (Average)
- 97.3 (100 = US avg)
- Electricity rate (state-level)
- 17.7¢/kWh
- Natural gas rate (state-level)
- $11.30/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 28
- Elementary schools
- 16
- Middle schools
- 4
- High schools
- 7
- Charter schools
- 1
Natural hazards & flood risk
- Overall hazard risk
- Relatively High
- Top hazards
- coldWave, inlandFlooding, lightning, tornado, drought
- FEMA flood zone
- AE
- Flood risk level
- High
Climate (30-year normals)
- Average annual temperature
- 52.0°F
- Average high
- 60.0°F
- Average low
- 43.0°F
- Annual precipitation
- 42.3 in
- Annual snowfall
- 25.1 in
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 46
- Days with Good air quality
- 178
- Days with Unhealthy air quality
- 5
Walkability & transit
- Walkability index
- 13.8 / 20
- Transit service frequency
- 343
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Pullman National Historical Park (40 mi)
- Nearest airport
- Koppie Airport (7 mi)
- Nearest major airport
- Dupage Airport (DPA) (9 mi)
- Hospitals nearby (~15 mi)
- 10
- Avg hospital rating
- 3.7 / 5
- EV charging stations (within 10 mi)
- 75
- Solar radiation rating
- Fair (3.9 kWh/m²/day)
Migration
- Net migration
- -850 tax filers
Housing stock
- Median year housing built
- 1,972
- Median annual property tax
- $5,753
- Mean commute to work
- 25 min
- Households with broadband internet
- 76.8%
Employment & development
- Total county employment
- 182,988
- Average weekly wage
- $1,142
- Top industries (by employment)
- Health Care, Administrative Services, Accommodation & Food
- Annual residential building permits (county)
- 1,643
Area data compiled from public government, academic, and industry research feeds. Data sources →
ZIP codes in Elgin
Data last updated
Most recent source refresh: Aug 2026. See all data sources →